We believe that temporary housing should actually feel like a home
Displaced Policyholders
( Displaced Policyholders )
A Place To Catch Your Breath
Claims Adjusters
( Claims Adjusters )
A Claim-Ready, Fully-Furnished Home
Temporary Residents
( Temporary Residents )
Smooth Transition To Settle In
| Expenses |
3 Hotel Rooms
$150+ per room/night
Standard rooms
|
The Cozy Craftsman |
|---|---|---|
| Average Nightly Rate |
$450 to $501+
(total/night)
|
$283.10
(total/night)
|
| Average Monthly Rate |
$13,500 to $15,000+
|
$8,493*
|
| Laundry Services |
$418
(Monthly hotel rates)
|
$0
|
| Meal Reimbursements |
$4,500+
($150/day)
|
$0
|
| Pet Boarding Fees |
$2,100
(2 pets @ $35/day)
|
$150
(2 pets @ $75
each/month**)
|
| Hidden Admin Costs |
High
(Managing 3+ extensions)
|
Low
(Single Point of Contact)
|
|
Total Estimated ALE
(per month)
|
$20,518 to $22,018
|
57% to 60% overall savings
|
*$8,493/month is an all-inclusive rate that covers all utilities (capped at $1,000/mo), high-speed WiFi, lawn care, snow removal, and fully furnished accommodations. Fair Rental Value documentation available upon request.
**A one-time, non-refundable pet move-in fee of $500 per pet applies to all placements. This upfront fee is excluded from the monthly schedule above as it is not a recurring charge.
Who We Are
It all started with a 1920's craftsman home. With its original woodwork and historic character, we were inspired to begin a journey of hosting. Our foundation was then built in the short-term stay space, where we cultivated a deep commitment to turn-key hospitality and guest comfort. Today, we have evolved that foundation into a specialized mid-term housing solution designed for displaced policyholders, corporate professionals, and extended-stay travelers in Hamilton.
We understand that a cramped apartment or divided hotel rooms cannot truly support a family in transition. By combining our hospitality roots with a strict understanding of the insurance relocation process, we provide a seamless bridge between displacement and recovery—offering a fully equipped, high-capacity single-family home that delivers reliability to carriers and a true sense of home to those inside.
A Proven Track Record of Care
Before opening our doors to insurance placements, The Cozy Craftsman maintained outstanding 5-star average and 10/10 ratings across the major online travel platforms. While our booking process has changed to better serve individuals & families in transition, our commitment to clean spaces, premium comfort, and seamless communication remains exactly the same. Here is what our guests have experienced firsthand:
After a long, exhausting day of travel, walking into this house was such a relief. Even though it's on a main road right across from the hospital, it felt peaceful inside. The house is really big and nicely decorated, and there are so many thoughtful little touches everywhere that make you glad you booked it. The host was incredibly friendly, helpful, and fast to answer any questions.
We had a wonderful stay at this home. My husband and I, our two teenagers, and my parents who are in their mid-70s all stayed here, and there was enough space for everyone to have their own bedroom. Having two of the bedrooms on the first floor was really nice for the seniors in our family. Everything was incredibly clean, the beds were comfortable, and the hosts did a great job including little things like sound machines, fans, board games, and a basket of snacks. The bathrooms were fully stocked with plenty of towels and toiletries, and the TVs in the living room and bedrooms were great. It's also just a super quick drive to Main Street and local spots. We highly recommend it!
We had a great stay here and felt right at home the second we walked in. The house was super clean, cozy, and comfortable. It's obvious the owners put a lot of thought into making sure guests have everything they need. We loved the extra perks, like getting to choose between the Keurig and Nespresso setups for morning coffee, the big TVs for hanging out at night, and the towel warmers. The hosts were wonderful, very welcoming, and quick to reply.
This place is an absolute standout and even prettier than the pictures. It has so much old charm and character, but everything feels completely modern and updated. The mattresses are super comfortable and the bedding is amazing. There is also a ton of closet and storage space everywhere. The host was wonderful to communicate with and even adjusted a few things in the house to match what we liked. You can tell they really care about their guests and their home.
This house was even better than we expected. It's clean, cozy, and has so much character. The layout was absolutely perfect for a bigger group because it gave everyone plenty of space and privacy across the different floors. Since it's on a main street right across from the hospital, the whole area feels very safe. The host was easily reachable and super friendly. We would definitely stay here again!
Our stay here was amazing. The house was just as described—clean, very comfortable, tastefully decorated, and the rooms are really spacious. The host was incredibly nice and quick to reply whenever we needed anything. When we arrived, she had even set up some special decorations and left handwritten welcome notes for us, which was such a thoughtful touch. I can't recommend this place enough!
Stability amidst the Chaos
What We Do
We take the burden off your shoulders by providing a move-in ready home complete with all the essentials—from high-speed Wi-Fi to a fully stocked kitchen. Our goal is to maintain your daily routine with a stress-free housing solution while your primary home is being restored.
Services
Direct Insurance Billing
Direct billing coordination with insurance carriers and relocation companies. Streamlined documentation that reduces the burden on adjusters and families.
Expedited Placement Timelines
Turn-key readiness for urgent placements. Families settled within 24 hours once approval, lease, and initial payments are finalized.
Flexible Lease Extensions
Seamless, month-to-month extensions after the initial term. Adapts to construction delays; requires a standard 30-day notice to vacate.
Competitive Rent Costs
Pricing based on local Fair Rental Value (FRV) for a comparable 6-bedroom home. Full FRV justification documentation provided upon request.
Itemized Invoices
Detailed billing that accounts for every expense upfront. Accelerates the adjuster's review and reimbursement process.
ALE Cost Mitigation
Keeps the family together under one roof. Avoids the high cost of multiple hotel rooms, restaurant stipends, laundry services, and storage units.
Local Management
A single point of contact based right in the community. Prompt responses and personal attention for on-site support and property needs.
Move-In Ready Standards
Fully furnished with utilities and high-speed Wi-Fi active and waiting. Includes a starter supply of household essentials for an easier arrival.
Property Maintenance
Professional lawn care and snow removal handled automatically. Ongoing property upkeep taken care of behind the scenes.
Where We Host
The Cozy Craftsman is a 1920s Craftsman-style home centrally located in Hamilton, OH, adjacent to a prominent community hospital. It offers the rare combination of historic character, modern amenities, and the square footage needed for comfort.
Amenities
A fully furnished space designed to feel like home from day one.
Original 1920s Craftsman
Private residence with timeless character you won't find in a modern rental.
6 Bedrooms
Ideal for families of 4–8 people. Accommodates up to 10 comfortably; maximum capacity 14 for short stays.
Spa-Style Bathrooms
Two full bathrooms with spa shower heads, towel warmers, and shampoo, conditioner and body wash dispensers.
Full Kitchen
Fully equipped and ready to use. Gas stove, Dishwasher, Refrigerator, Microwave, Air fryer, Nespresso, and Keurig.
High-Speed Wi-Fi + Workspace
Mesh routers throughout. Dedicated workspace with standing desk.
Entertainment Ready
85" living room TV with seating for 10+. Additional large TVs in three bedrooms.
Main-Level Living
Master bedroom, full bathroom, and laundry all on the ground floor.
2-Car Garage + Storage
Detached garage plus large basement storage. Room for vehicles and belongings.
Pet-Friendly
Dogs and cats welcome. Must be vaccinated, house trained, and approved before arrival.
Take a Look Inside
We're ready for you
Frequently Asked Questions
Adjusters
We specialize in Additional Living Expense (ALE) placements — insurance-covered temporary housing for families displaced by a covered loss. Our team is dedicated to making the relocation process as seamless as possible for both you and your policyholders.
How do you establish that your
property meets Like-Kind and
Quality (LKQ) standards?
Our monthly rate is based on current rental market data for comparable fully-furnished homes in the region. We look at bedroom and bathroom count, furnished status, available amenities, and ALE housing readiness to benchmark against properties of similar caliber. Upon request, we can provide a Fair Rental Value (FRV) Justification to support your claim file.
Do you work with ALE Solutions,
Sedgwick, Alacrity, etc.?
We are in the process of listing with these platforms. We are fully equipped to partner with major insurance relocation platforms and third-party administrators. Backed by experience in the furnished rental and hospitality sector, our operations are optimized for mid-term ALE placements. We are familiar with standard insurance documentation, industry terminology, and direct-billing expectations. If your agency utilizes a specific intake process, portal, or vendor framework, we are ready and willing to integrate with your workflow.
What is your process for ALE
rate approval before move-in?
When you reach out about a placement, we provide a written quote that includes the monthly rental rate, any applicable fees, and an itemized breakdown of what is covered. That quote is designed to be submitted directly to your carrier or Relocation Management Company (RMC) for pre-approval. We do not move forward with a lease until approval and payment arrangements are confirmed.
Policyholders
We understand that a sudden relocation can be overwhelming. Our team is here to support your family's transition into temporary housing as smoothly as possible.
Will my insurance company pay
for this rental directly?
In most cases, yes. We work closely with your adjuster to coordinate Direct Pay. This allows your insurance company to handle the monthly rent payments directly so you don't have to front the cost out of pocket. We manage the billing coordination so you can focus on your family and your home's recovery.
How soon can our family move
into the home?
Once your insurance adjuster or relocation company officially approves the placement and the initial paperwork and payments are confirmed, we aim to have your family settled within 24 hours. Our local team ensures the home is professionally cleaned, fully furnished, and move-in ready for your arrival.
Will we have to pay any
out-of-pocket costs or a
security deposit?
We aim to minimize out-of-pocket expenses for your family. While final coverage depends on your specific insurance policy, we coordinate directly with your insurance carrier or relocation company regarding the security deposit and monthly billing to minimize financial burden during your transition.
Relocation Agents
We work closely with relocation agencies to provide seamless, insurance-compliant Additional Living Expense (ALE) housing for displaced families.
Can you accommodate urgent or
after-hours move-ins?
Yes. We use digital smart locks on every entry to the home. Once a placement is approved and the deposit and first month's rent are received, we can facilitate a move-in within 24 hours — including evenings, weekends, and holidays — so your clients are not left waiting.
What do you provide to help ease
the transition when families
move in?
We want your clients to feel at home the moment they arrive. Our property is stocked with a starter supply of household essentials, from toilet paper to Nespresso pods, allowing families to settle in and rest right away rather than rushing out for supplies.
Travelers
Whether you are here for work, an extended visit, or simply need a comfortable home base, The Cozy Craftsman offers a fully furnished alternative to hotels for mid-term stays.
Do I need to be an insurance
claimant to stay at The Cozy
Craftsman?
Not at all. While we specialize in ALE (Additional Living Expense) insurance placements, we welcome traveling healthcare professionals, seasonal workers, corporate guests, and anyone in need of a fully furnished home for an extended stay. Whether you are in Hamilton for a work assignment, a family visit, or a personal project, we offer flexible arrangements and amenities that hotel rooms simply cannot match.
What is included in the rental
for travelers?
The home is fully-furnished with premium linens, a stocked kitchen with Nespresso and Keurig machines, high-speed Wi-Fi, a dedicated workspace, main floor laundry, and large TVs in many rooms. We also provide a starter supply of household essentials so you can settle in immediately without a grocery run.
Lease & Legal
Answers to common lease and legal questions for our guests.
Who signs the lease — the
insurance company or the
policyholder?
Typically, the policyholder signs the lease as the Resident (tenant of record), while the insurance company or relocation agency signs a Payment Addendum to guarantee direct payment on the policyholder's behalf.
What is the minimum and maximum
stay?
Our minimum length of stay for all types of guests is 30 days. We can accommodate stays of 18 months or longer depending on the scope of the home repairs or rebuilding process.
Emergency & Safety
Your safety is our top priority. Here is how we handle emergencies and ensure every guest has a secure environment.
What is your protocol for an
after-hours maintenance
emergency?
We utilize a prioritized emergency reporting system for urgent, after-hours maintenance events. If a critical issue arises that impacts the safety or basic habitability of the home, our protocol triggers an immediate alert to our primary maintenance coordinator for expedited resolution.
Are your homes equipped with
safety features like smoke
alarms and CO detectors?
Yes. Every home undergoes a multi-point safety inspection before move-in, ensuring all smoke detectors, carbon monoxide alarms, and fire extinguishers are present and fully functional.